Gen Z is projected to be the most educated generation, with 62% pursuing higher education.² As a result, student loan debt has become a major issue for many. If your adult children have student loan debt—particularly if you’ve co-signed their loans—they should have enough Life insurance to cover payments you might need to assume should something happen to them. If they can afford some coverage now—even if it’s just enough to cover their debt and final expenses—they’ll secure the best rates while they’re young and healthy.

Group Term Life insurance through this program is a great option for those just starting out. Unlike employer insurance, they can carry this coverage with them regardless of changes in their jobs or careers. Core Life⁴ with QuickDecision℠ is annually-renewable Term Life insurance that typically doesn’t require a medical exam. Perfect for the young and healthy, the easy, online application requires some basic information and answers to a few health questions—and can provide a decision in as little as one day for coverage up to $500,000.³

Take the time to talk with your young, adult children about adding Life insurance⁴ to their list of financial priorities. It may not seem as exciting as cryptocurrency, but they will probably thank you later.

¹ Gen Z, It Turns Out, Is Great at Saving for Retirement. New York Times. www.nytimes.com/2025/06/28/business/retirement/gen-z-retirement-savings.html, June 28, 2025.
² The Shifting Priorities of Gen Z: Why College Is Losing Its Monopoly on Success. Psi Chi – International Honor Society in Psychology. www.psichi.org/blogpost/987366/509335/The-Shifting-Priorities-of-Gen-Z-Why-College-Is-Losing-Its-Monopoly-on-Success, March 28, 2025.
³ For those under age 50 applying for insurance amounts up to $500,000. Not available in MT, NY, UT and VA.
⁴ For complete information including features, costs, eligibility, limitations, renewability, and exclusions.

# 8861879