Playground fun, gym class, and youth sports can lead to all kinds of childhood injuries. Falls from playground structures, going down the slide at the wrong angle, and impact injuries with other children could all result in broken bones, sprains, and dislocations. Participation on football, soccer, or gymnastics teams could lead to concussions, torn muscles and even damaged ligaments. The necessary Emergency Room or Urgent Care visits for these injuries can quickly add up.

Depending on the afflicted area, x-rays for broken bones or sprains often cost a few hundred dollars without insurance, and fixing said broken bone could cost over $10,000.² The average cost for a high school football player’s concussion and post-concussion care is $814.³ These are injuries that absolutely need immediate care. You might need to dip into your savings to cover them (plus Emergency Room costs and potential ambulance bills)…what other choice do you have?

Accident insurance can help. It pays cash benefits for covered accidents to help with medical and non-medical expenses. You can use your cash benefit however you wish, no questions asked.

If your children are ready to start a sport, or are known for tearing through the playground like there’s no tomorrow, then you might want to consider Accident insurance so they, and your wallet, stay protected and care free.

Learn more about Accident insurance and Enroll Online.

¹Stanford Children’s Health Sports Injury Statistics, standfordchildrens.org., accessed December 31, 2025.
²How Much Does a Broken Bone Cost Without Insurance? TalktoMira. www.talktomira.com/post/how-much-does-a-broken-bone-cost-without-insurance, March 3, 2025.
³Tang A, David L, Williams K, et al. The cost of a single sport-related concussion in adolescent athletes. British Journal of Sports Medicine 2024;58:A156.

The products issued by The Prudential Insurance Company of America may not be available in all states.
Not for residents of New Mexico
Not for use in New Mexico
Group Accident Insurance coverage is issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ 1067418-00002-00